by Joey Campbell
Calculating monthly debts is the best way to measure home affordability.
Pull all of the monthly statements of debts so that you will be able to see exactly where you stand. Since you might not receive a statement on every account, it is a good idea to go to AnnualCreditReport.com and request all three of your credit reports, which are free to you once per year. On your credit report you will see all balances and monthly payments as well as the payment history of each account. This is what your lender will reviewing.
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