ATM Cards in Italy - Getting Euros on your Italian Vacation

how to use a atm

By Martha Bakerjian. Italy Travel Expert

Martha Bakerjian has traveled extensively in Italy, starting more than 30 years ago, and has produced the Italy Travel site since 2005. She currently spends nearly half the year in her house in northern Tuscany, using the house as a base for in-depth exploration of Italy. Martha is passionate about Italian food and culture and enjoys sharing her vast experience with others.

Look for an Italian Bancomat with the affiliations you need (cirrus, plus, etc.) In Italy, Bancomats are clearly marked (see the picture with the blue Bancomat sign) and are found outside banks, or in behind a door that opens when you swipe your card. You can also find Bancomats in airports and at train stations.

Using the ATM or Bancomat in Italy

English will be one of the choices. Then you'll enter your 4 digit pin number (make sure yours is four digits before you go). After grinding away, you'll be presented with a number of choices for withdrawal. Choose the one that suits you. If you get money out, you're all set. If not, read on.

Italian ATM Regulations

At the time of writing, a maximum withdrawal limit of 250 Euro is imposed at most Italian Bancomats. Make sure your card can handle at

least this amount in Dollars. Remember, larger withdrawals are cheaper in the long run, especially if your bank imposes a per transaction charge.

Visiting the Bank if You Have ATM Problems

If you have trouble with your card, you will have to visit the bank during banking hours. Opening times can be inconvenient, usually 8:30am to 1:30pm and 3:30pm to 4:30pm. Yes, you read that right, afternoon opening time is a scant one hour--go in the morning.

ATM Messages in Italy are Terse and Explain Absolutely Nothing

If you exceed the amount your card allows you to withdraw on a daily basis, or your card has been somehow declared invalid in Italy, you are not likely to get an ATM message that explains anything to you.

Make sure you bring at least two working ATM cards to Italy, both with 4 digit pin numbers. In an emergency, you can get a cash advance from your credit card but this is usually an expensive option. Make sure you have contacted the banks involved and notified them that you're going to be getting money while in Italy. Ask them for a number to contact if you have a problem; toll-free 800 numbers are not free in Italy. Then, sit back and have an incredible vacation.


Category: Bank

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