The Law Office of Andrew M. Doktofsky, P.C. is dedicated to helping individuals and families achieve a fresh financial start. As a Long Island bankruptcy and consumer law attorney, my practice is focused on representing individuals struggling with debt and who are being subjected to aggressive debt collection tactics and lawsuits. A Long Island Chapter 7 bankruptcy or Chapter 13 bankruptcy is often the best option for people facing the burden of overwhelming debt.
If you are in debt, it is important that you speak with an experienced and knowledgeable bankruptcy attorney. Whether bankruptcy is appropriate for you, and, if so, which chapter of bankruptcy to file under. can only be determined after a thorough analysis of your financial situation. At the Law Office of Andrew M. Doktofsky, P.C. I will meet with you personally and advise you on the best course of action. I work with individuals in Suffolk and Nassau County, including Deer Park, Huntington, North Babylon, Babylon, West Islip, Bay Shore, North Bay Shore, Brentwood, Lindenhurst, Hempstead and Commack.
My Approach to Practicing Law
I understand the many concerns and worries that run through the minds of people facing the frightening possibility of financial loss in New York. This is why I dedicate my legal practice to helping individuals and families navigate the oftentimes confusing territory of bankruptcy, foreclosure, creditor harassment, and consumer fraud. I make every effort to help my clients understand the law that applies to their particular situation and what alternatives are available to them. My objective is to help my clients make an informed decision about their legal options. I believe that this makes for a successful attorney-client relationship.
I know that living with debt can be stressful and demoralizing. Every day, I have the satisfaction of helping people achieve the peace of mind that comes with being free of debt. I maintain an honest and informed approach with my clients. If bankruptcy is not right for you, I will tell you. I never push a client to file for bankruptcy if doing so is not in his or her best interests. You can be assured that I will provide you with straightforward, no-nonsense advice so that you can reach your own decision on how best to proceed.
Find Peace of Mind
Bankruptcy can provide you with relief from your suffocating financial obligations. Maybe you have lost your job, had your hours reduced, suffered from illness or injury, had a business failure, or simply find yourself with credit card balances that climb higher every month, despite your best efforts to pay them.
You may have done everything possible, and yet, you still cannot escape from the burden of debt. You do not have to spend the rest of your life struggling financially and fending off creditors.
The purpose of bankruptcy law is to assist people who are unable to pay their debts. Despite what many people believe, there is no shame or social stigma in filing for bankruptcy, nor is it just for “irresponsible” people. In fact,
my clients come from all walks of life, throughout Suffolk County and Nassau County. They are professionals, business owners, teachers, police officers, people just like yourself – hardworking people who just need a break so that they can support their families and live their life in peace.
How Bankruptcy Can Help You
The effects of a bankruptcy discharge are dramatic. In a Chapter 7 bankruptcy, debtors are relieved of the obligation of paying most types of debts. Creditors can no longer harass you, bring lawsuits or contact you in any way in an attempt to collect discharged debts. The time from filing to discharge in most Chapter 7 cases is approximately three months. A Chapter 7 bankruptcy is unquestionably the fastest, most decisive method of relieving people of the weight of debt.
For some people, and in certain circumstances, a Chapter 13 bankruptcy in Long Island may be the best, or only, option. A Chapter 13 repayment plan will last between three to five years. During this time, you are under the complete protection of the Bankruptcy Court. Creditors cannot take any action against you, or your property, without first obtaining permission from a bankruptcy judge. While it takes much longer than a Chapter 7, the end result of a Chapter 13 bankruptcy is the same – a discharge on most types of debts.
Contact The Law Office of Andrew M. Doktofsky, P.C.
If you are struggling with debt, call my office at (631) 673-9600, or fill in the online contact form. I personally speak with every person who calls, and I will answer whatever questions and concerns you have. My practice serves individuals throughout Long Island, including Suffolk County and Nassau County. Many of my clients come from a diverse array of communities, including Huntington, Wyandanch, Central Islip, West Babylon, Copiague, Amityville, Melville, East Northport, and Hauppauge.
If bankruptcy may be an option for you, I will meet with you, discuss your circumstances in detail, and help you understand the bankruptcy process in New York. At the initial consultation, we will review all relevant information, including your debts, assets and income. There is never a charge for the consultation.
This web site provides general information about a wide variety of bankruptcy and consumer law issues throughout New York. Although obtaining general information about bankruptcy and your potential options is an important first step, there is no substitute for talking directly with an experienced bankruptcy attorney about the particular facts and circumstances of your case.
Please make use of the above .pdf documents prior to scheduling your first appointment with my office. The information in the .pdfs will help paint a clear picture of your financial situation and allow me to work towards the most favorable solution for your specific situation.