How to Buy or make any Transaction using SBI Maestro card

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Everyone can get Virtual Credit Card (VCC) from Entropay using SBI Maestro Regular Debit Card. Why I prefer Entropay? They are a Trusted Name. No monthly, yearly charges. They provide, ‘Reloadable Cards’ with 1 Year Validity. Upto 10 Card can be created for a month. All, Indians were mad about getting VCC and disappointing SBI Cards. But last night, after struggling from last 2 weeks, I personally have finally found a work around to do this. YES! You can get and fund your Entropay VISA Virtual Card using SBI Debit Card. Here is the proof that I did it.

How to Buy or make any Transaction using SBI Maestro card.Everyone can get Virtual Credit Card (VCC) from Entropay using SBI Maestro Regular Debit Card. Why I prefer Entropay? They are a Trusted Name. No monthly, yearly charges. They provide, ‘Reloadable Cards’ with 1 Year Validity. Upto 10 Card can be created for a month. All, Indians were mad about getting VCC and disappointing SBI Cards. But last night, after struggling from last 2 weeks, I personally have finally found a work around to do this. YES! You can get and fund your Entropay VISA Virtual Card using SBI Debit Card. Here is the proof that I did it.

There are 3 tricks involved and totally Legal. So, do you want to know? Oh! Boy! I know you want it. Keep go on reading.

3 Tricks are needed for following 3 Problems with SBI cards;

  1. Making your card enabled for International Transaction and currency exchange.
  2. Expiry Date of Card.
  3. CVV Code for SBI Maestro.

So, let’s start. I am here to help.

UPDATE 09/July/2011:

1. Internet Banking account with Full Transaction Rights may not be needed for some to make this method work. Without Internet Banking, International Currency  Exchange may fail.

2. Loading VCC are reported successful in between 10 am to 6 pm (roughly) may be because of International Exchange Policies. (Credits: Paul. Thanks for info )

NOTE: YOU MAY FIRST TRY THE WHOLE PROCESS WITHOUT ACTIVATING INTERNET BANKING. IT MAY WORK LIKE THAT ALSO. BUT 3D-Secure Code is mandatory.

First thing first, you will need to activate 3D Secure Code on your SBI Maestro and Internet Banking on your account. This is trick no.1. With this two, card automatically becomes activated for International Transaction including currency exchange.

Download SBI Internet Banking Form here . You will need to submit it to your Bank, asking for all transaction rights. It will take around 2-3 Days.

For activating 3D-Secure Code on SBI Maestro Debit cards, Go Here .

If you already have both of these or now got them activated, then proceed to Step 2.

Get your Free Entropay ID. Many of you may be already having this. You can register here. It’s totally Free. Entropay will ask for Funding Source. Put name of card. It is just like Nickname. Then put your Card number and Entropay will automatically identify the Card Type as Maestro. Cool! Right? Then, put Valid From Date as on Card.

TRICK 2: For Card Expiry Date,

there is little Mathematics which I solved. Yeah! Me, Mrinal Buddekar. Just take ‘Valid From Date’ of your Maestro Card and ADD 5 Years and 8 Months to it. Exactly that much. For E.g. if your card date is 02/2010 then your Expiry date Output shall be 2010 + 5 =2015 and Month 02 + 08 =10. So, resultant date: 10/2015 <- Expiry Date for your Card. If it comes as present month then add 1 more year. Isn’t that Simple?

STEP 3 and TRICK 3:

CVV Code. This verification thing has troubled us from long as there is none on SBI Maestro Cards. Now, in CVV field just put LAST 3 Digits of your Card. Yes! Last Three only and hit next. Done!

Your New Funding Source will be added to Entropay.

At this moment, you may (I am saying MAY), receive e-mail that Entropay has limited your rights due to security concern. Don’t worry;  it is random security check and they do it for some people.  It has nothing to do what we did above. Lol!

They will ask for Verification Documents to be attached on their secured portal. Do it! They are very trusted guys and give response in just 1-2 Hours to every ticket. You will need scanned or Photoshot (By Cam) Copy of following (both Side);

  1. Driving License – Showing your ADDRESS
  2. PAN Card (TAX card) or other Government ID showing that you are Indian Resident.
  3. SBI Maestro Card. Scan or Camera shot of it and then in MS-Paint Hide middle numbers of card. Let only Starting 6 and Last 4 Digits be seen. This is for security Purpose. Hide the VCC code on back of your card. I know there is none. Just put Hiding sign there or official may reject the verification. They don’t understand that in India, banks don’t provide CVV for Maestro and they check for 3D-Secure Code not CVV for Maestro. So this is to make them believe.

FUNDING VCC: After verification, go and add USD 20.00 (Its minimum) to your Virtual Card. Entropay will ask for VCC code to continue. You know what you have to put, last 3 digits of your Maestro Card. At last Entropay will connect to SBI 3D-Secure for last validation. Put your password and hit ok. Transaction will happen smoothly as SBI will ask only for Name, Card Number, Valid From and 3D-Secure Code. It doesn’t bother anything about CVV or Expiry on Maestro.

You will get instant notification that USD 20 is added to your card. HOORAAH! Congratz Mate!

Your bank statement will reflect Entropay, London and a slightly different deduction than actual. Mine showed Rs. 957 for USD 20.00. It will include 0.99 Entropay loading fee and Currency Exchange at SBI.

There are no further charges for using Entropay. No Monthly, No yearly nothing. They just take loading fee and it is RELOADABLE with 1 Year Validity. That’s the beauty of Entropay. So, it is much cheaper than having actual credit card.

All Image and Tutorial Credit Goes to. Mrinal Buddekar

Source: www.wrock.org

Category: Bank

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