Section 8 Housing Program
The most well known housing program in the United States is the government funded, Section 8 Housing Choice Voucher Program. HUD distributes funds to local Housing Authorities and administer the program locally. When these funds have been exceeded due to an excessive number of applicants and voucher recipients, that particular Housing Authority must close their waiting list. A Section 8 application for Section 8 or Public Housing is always free at your local Housing Authority when applications are being accepted. Section8programs.com has no affiliation with HUD, the government or your local Housing Authority. Our mission is to help those that are low income find links to rental assistance programs as well as other low income assistance programs nation wide.
We charge a small fee for our research which is consolidated in our Online Packet. We can not guarantee that your Housing Authority is accepting applications at this time, but we do update our Online Packet each week with this information.
Section8programs.com also offers a privately funded grant program, called the Section 8 Consolidation Program. This program awards small assistance grants for daily expenses like diapers or groceries, not housing vouchers. Grantees are selected every 7 days. View Manta information about Section8programs.com. Applicants for the Consolidation Program help determine who is most in need by voting for others at the end of the application process. This process allows our applicants to see who is being granted and why. All of our grantees receive a small assistance check in the mail about four or five days after approval.
Learn about the Section 8 Housing Program
More info courtesy of Wikki.com:
Know how Section 8 housing works. Housing choice vouchers are administered by local public housing authorities (PHA), of which there are several around the nation. Vouchers come as either project-based or tenant-based — see below for more details. The Department of Housing and Urban Development (HUD) supports PHAs, and your local PHA will help you arrange Section 8 housing.
Under a tenant-based voucher, a tenant gets a voucher and can move into a unit with financial assistance. If that tenant chooses to move to another unit, the voucher carries over to the next unit, offering continued assistance to the tenant wherever they decide to live. Under a project-based voucher, a tenant gets assistance so long as they remain in the unit that the voucher was issued for. The voucher lasts for a specified unit and time. If the family chooses to leave the unit, the assistance does not carry over to the next unit. A family may still, however, be eligible for a tenant-based voucher. Determine your eligibility. Whether or not you qualify for Section 8 housing is based on multiple factors, including your family's income, the median income in your area, how much rent you're paying, your assets, and the composition of your family. Here's a general breakdown of the eligibility requirements: You are a US citizens or non-citizen who has eligible immigration status. You earn, as a family, less than 50% of the median income for the county or city in which you choose to live. In fact, most Section 8 recipients earn closer to 30% of the median income for the county or metro area in which they choose to live. That's because the PHA must provide 75% of its vouchers to families who earn less than 30% of the median income. The same goes for Public Housing .
You meet other criteria on assets and family composition. Document your income and housing costs. Have pay stubs from your employer verifying your salary, and either your mortgage information or something in writing from your property owner that confirms your current rent. You'll need these documents to apply for vouchers. Know what kind of voucher you need. HUD provides assistance to both renters and homeowners. Apply for section 8 if you rent the premises where you’re living. Complete a property voucher application if you would like financial assistance with paying a mortgage for a condominium, townhouse or home that you own. In some cases, Section 8 vouchers can be used to purchase a modest home and make mortgage payments. Apply for vouchers. Contact your local PHA to begin the application process. Find a list of PHAs here. Ask if it's possible to complete the forms online.
Get assistance with completing the necessary paperwork if you’re not fluent in English. Call your local public housing authority to find out their office hours so you can complete the paperwork in person. Find out whether someone will be available to translate or to help you complete the
forms. Part Two: Receiving Section 8 and Other Information
Be prepared for a long wait. In many cases, people who apply for Section 8 are put on the waiting list. Your local PHA may have more applications than it can afford to approve vouchers for, and will therefore have a waiting list for applicants. In some cases, there are as many as 100,000 applicants for only 10,000 spots. It can take upwards of 3 to 6 years in these areas to be enrolled in Section 8 while on the waiting list. Be aware of prioritizing. PHAs develop local preferences for moving applications up or down the waiting list, and may give preference to families who are currently homeless or living in substandard housing, families who pay more than 50% of their income in rent, or families who are involuntarily displaced. Inquire at your local PHA office if you have any questions about how prioritizing is allotted. If the PHA in your area has more applicants than it can assist in the near future, it may temporarily close down. Although the closure is not permanent, it may be beneficial to look for Section 8 housing in another county or metropolitan area if this happens.
Know your responsibilities if you do get accepted. If your local PHA does approve your application and provide you with a housing voucher, you'll need to make sure that your current or intended living situation fits HUD health and safety requirements. If you're renting, you'll be required to sign a year lease with a cooperating property owner, who will be obligated to both you and your local PHA to provide safe housing and reasonable rent. You'll also be required to make payments on time, maintain the unit in good condition, and comply with the terms of the lease. If you fail to pay the landlord on time, your Section 8 assistance could be revoked. Know how much your rent will be. Under Section 8 housing, you and your family will pay 30% of your monthly adjusted gross income on housing and utilities. Your voucher will cover the remainder of the cost. Your local PHA can help you calculate how much you need to budget for each month. Say, for example, your monthly income is $1,000. You'd pay $300, even if the rent of the unit is $1,000. The maximum voucher issued by the PHA is $2,200 per month.
Know that it may be illegal for a landlord to refuse you occupancy just because you're enrolled in Section 8. A landlord may legally refuse occupancy for failure to pass background checks, poor credit, and other determinations, but cannot refuse occupancy to you based solely on your Section 8 enrollment. If you think a landlord has refused occupancy to you based solely on your Section 8 enrollment, contact your local PHA. Know what role geography plays in Section 8 enrollment. Section 8 guidelines are different from location to location. But in general, residents who receive a tenant-based voucher for the current jurisdiction in which they live may use that voucher to live anywhere in the country. Residents who do not live in the same jurisdiction in which they applied must move to the jurisdiction that issues the voucher for at least 12 months; after 12 months, they are free to move.
There is a one time Online Packet registration fee of $15.00. All applications for the Section8programs.com Consolidation Program will be processed within 7 days.
Please do not submit multiple applications. this will only delay your status.
Step 1: Complete your credit or debit card information.
Step 3: Receive your application status within 7 days.
Note: All approved applicants will receive their grant in the U. S. mail within four or five
business days after approval.
Learn how to apply for these opportunities that your state provides for a low income family or individual for free.
- Los Angeles, California - Homeless Programs and Rental Assistance
Hawaii - Apply for rental and medical assistance
Financial aid can help low income individuals with needs such as housing, food, or utilities. Several departments coordinate home care, vocational training, and offer respite services as well for Hawaii.
Idaho - Job Training, Government Grants, and Case Management