How Do I Cash Out My IRA Early to Pay My Mortgage Payment?

how to figure out mortgage payment

Contact the financial institution that acts as your IRA's custodian. You can find its contact details on your quarterly IRA statement. Tell the customer service representative that you would like to take an early IRA distribution. As Publication 590 explains, the IRS considers early withdrawals to be those you take before reaching age 59 1/2.

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