by Susan Reynolds
Make your dreams of homeownership a reality despite having bad credit.
Pull your credit reports from all three bureaus: TransUnion, Experian and Equifax. Look over each report carefully and note any inaccuracies. Dispute any information you think is wrong by filling out a dispute form and sending it to each company. Removing just one or two derogatory accounts could significantly raise your credit score. Submit your disputes at least 30 days before you want to apply for a mortgage.
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