Jul 20, 2012
This is a question that is asked by virtually everyone that is interested in or looking at credit repair options. Just how long will this process take? There is no definitive answer, as each person has a different situation and a completely different credit profile. Let us get one thing clear, though: no credit repair company can guarantee time frames or results. This is against the law. Every day we see advertisements and claims that have outrageous claims such as, deleting all negative information in 7, 15 or 30 days. These are unethical claims designed to get your money, and nothing else. Any company making these claims is breaking the law, and not a trustworthy company. Many people who are not aware of how the process truly works see advertisements like that and think that they are legit, only to be left disappointed and ripped off. Do not be a victim of these unethical and shady companies; there is no quick fix when it comes to cleaning up your credit. It takes extensive knowledge as well as time. There is a specific process that must be followed in order to get the best results.
Every time the credit bureaus are challenged they have 30 days to respond, and in many instances it takes several rounds of disputes to get the desired results. When you combine a credit repair company’s experience, knowledge and ability to build a paper trail of communication it produces the best results. Also, communication with the FTC, Attorney Generals, etc adds time to the equation. Many credit repair companies use advertisement and marketing tactics that sound too good to be true, yet many people still believe them in hopes that they are real. If it sounds too good to be true, then it typically is. There are many terms and sayings thrown around that suggest a clean sweep of all negative information contained on one’s credit report. These are made up terms and again, are just used to trick people into signing up with their so-called service. Setting realistic expectations is very important before the credit repair process begins. You have to be prepared for a journey lasting several months if you want excellent results. True, some people may see the results that they were looking for in a shorter amount of time, but that is due to the fact that each and every person has different credit issues that need to be resolved. Obviously someone that just has a couple of old collection accounts will require less time that someone that went through a bankruptcy and has a credit profile with extensive damage. If a credit repair company promises to remove all negative accounts, run the other way. The law prohibits this, plain and simple.
A realistic expectation in regards to the time required to be in a credit repair program is typically three to nine months, depending on the severity of the damage. This is a very broad stretch of time, because there is no use in guessing. The
professionals will advise you through the process, and you will see the first results of their work in about 30 days from the time you start. As each month passes you will see more work completed, resulting in more positive results in the credit clean up effort. If you go into the process understanding that there is not an overnight fix available and that credit repair takes time, then you will appreciate the results that a professional service can deliver. Over the years they are able to tweak and adjust their service, which results in a better outcome for you.
Credit Restore USA is one of the best credit repair companies and they are based out of Miami Beach, Florida and offers one of the most popular and effective services available. With plans as low as $49 per month, it is affordable for any budget. A clean credit report is priceless, so the small cost invested in cleaning up your credit is well worth it. You cannot put a price tag on a high credit score. It is something that is needed by any individual that is serious about saving money and getting the best interest deals on car purchases, mortgages, and even something as simple as insurance rates. The credit repair service from Credit Restore USA is month to month, and the consumer is not locked into a lengthy contract designed to stretch the process out. The company agrees to provide the service for up to 12 months, but the consumer may cancel at any time, as they are paying each month for the work already completed the month prior. It is set up this way because as mentioned earlier, each person will require a different amount of time in the program. Any consumer that is thinking of credit repair should take some time to visit the website and take full advantage of all the information available. You can read all about the service that is offered, as well as the entire process from start to finish. The sign up process takes less then five minutes and is done online by simply clicking one of the enroll now buttons located on the website. There are other resources available on the site, including a free credit check and information about rebuilding your credit. Credit Restore USA takes pride in the fact that they only use legal, ethical and moral methods during the credit repair process, which is something that not all companies can claim. This ensures that you are never put at risk. When dealing with your personal and financial information it is important that you only work with a company you can trust. Visit the website www.creditrestoreusa.com for complete information, or call a credit repair professional at 1-800-216-2399 to discuss your situation. Consultations are always free, and you can even chat with representatives live on the website for added convenience. The longer you delay, the longer you will be stuck with bad credit. Contact Credit Restore USA today and get enrolled in their credit repair program right away.