You'll need a certificate of eligibility before you apply for a VA home loan.
Before You Apply
You'll need a certificate of eligibility to apply for a VA loan. Ask your lender to get an automated certificate from the VA website. Alternatively, you can apply for the certificate electronically through the lender or by submitting your proof of service and a Request for a Certificate of Eligibility for VA Home Loan Benefits form. The VA provides the form for download on its website, but you can stop in any VA office for one as well.
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