Mortgage Calculator - How much can you borrow?
How much can you borrow?
Determine the mortgage amount you qualify for, based on current household income and expenses, and the maximum price of home you can afford.
Tip: Increase your down payment and qualify for more!
Learn how different payment options can reduce the interest you pay over the mortgage term
Get a lower rate
- Link your HSBC deposit accounts to reduce your mortgage rate HSBC Smart Savers Mortgage® calculator
- Receive a mortgage rate discount as an HSBC Premier 1 or HSBC Advance 2 client
HSBC Smart Savers Mortgage ® is a registered trademark of HSBC Holdings plc, used under license by HSBC Bank Canada.
1 HSBC Premier eligibility requires you to have an active Premier chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries. Monthly banking package fees may apply.
2 The HSBC Advance package is comprised of 4 products - HSBC Advance Chequing account, HSBC Advance Savings account, HSBC Advance MasterCard® and a personal line of credit with an introductory credit limit of $5,000. The chequing account, MasterCard and line of credit products are
subject to credit adjudication and approval. When you have $25,000 in personal deposit and/or investments with HSBC Bank Canada or its subsidiaries, the monthly fee of $25 will be waived; if you do not have the minimum $25,000 your HSBC Advance Chequing account will be debited the $25 monthly fee. The HSBC Advance package includes Telephone and Personal Internet Banking withdrawals, bill payments, pre-authorized debits, Interac ®2 payments, cheques and unlimited deposits and withdrawals from any HSBC Bank Canada and THE EXCHANGE ®3 ATMs. Transaction fees will be charged for other services not included in the package, please refer to the Advance MasterCard® Rates & Fees as well as the Personal Service Charges brochure. If you do not wish to apply for the HSBC Advance suite of products, similar products are available separately by calling 1.888.310.4722 or visit a branch .
®MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.
® 2 Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.
® 3 THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.
HSBC Smart Savers Mortgage® is a registered trademark of HSBC Holdings plc, used under license by HSBC Bank Canada.