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If you want to do it the hard way, you can figure out what your SSDI payments will be by determining your Average Indexed Monthly Earnings or “AIME” and your Primary Insurance Amount or “PIA.” You would then incorporate these figures in a complicated equation that tells you how much you can expect to receive if you go out on disability. Or you can simply go to the SSA’s website and make use of the benefit calculator offered there. The average monthly SSDI payment in April 2014 was about $1,145, according to the SSA. Benefits are tweaked periodically to keep pace with inflation.
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