by Lynn Burbeck
A home equity line of credit gives homeowners necessary funds for major expenses.
Review your credit report carefully to determine why your credit score is low. Over-limit credit cards, late payments and collections accounts are three common reasons for low credit scores. If you notice any inaccurate or outdated information, work with the credit bureaus or creditors to have the information fixed. All three credit bureaus will work on your behalf to dispute potentially inaccurate information that is lowering your score.
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