How to apply for a credit card

how to apply for credit cards

Perusing the racks of fashion retailers which trump the contents of your own wardrobe can often be a tempting incentive to apply for a credit card. A credit card can give you the freedom and flexibility to purchase not only beautiful clothes, but stuff you really need like textbooks or expensive medication.

However, when looking for a credit card you should always ask yourself important questions like, does this credit card have a low interest rate so I can actually afford to pay it off? Are the fees extortionate? Are there any extra benefits or perks that I can get from a particular provider, for example, airline miles? Once you’ve factored in these important aspects and have decided upon a credit card, it’s time to apply for it!

You will be relieved to find that the digital revolution has enabled easy and quick application for credit cards online. The Commonwealth Bank makes the process especially fuss free by allowing individuals to select low fee, low rate and big rewards options. You can speedily apply for the Low Fee Student Credit Card which has no annual charge if you’re studying, or the Platinum

Awards card which gives you 3 Awards points for every $1 you spend.

You can also apply for a low annual fee credit card with ANZ and receive a response in just 60 seconds! The card gives you a 7.99% interest rate p.a. on balance transfers for the first 6 months and also has up to 44 interest free days on purchases.

The application process for a Bankwest Lite Mastercard only takes ten minutes, and the benefits of this piece of plastic are plenty. For instance, if you’re a new Bankwest customer you receive a low 12 month rate of 5.99% p.a. on purchases and balance transfers.

If you remain wary of typing any personal financial details into your web browser, there are alternatives to applying for a credit card online. But the fastest and easiest way to get your credit card is to apply online, to avoid queues and get that one of a kind dress before someone else does!

Let Yahoo7 help you find a credit card that has the most suited features for you.

To get started just follow the prompts in the widget below.


Category: Credit

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