by Kurt Larsen
Manufactured homes may be perfect for first-time home buyers.
Pull your credit report. Credit reports can be acquired in a variety of ways, and the most important thing you can do is ensure that you're getting one from each of the three biggest credit bureaus - TransUnion, Experian and Equifax. While some services will require you to purchase a subscription in order to access your credit report, you're allowed one free report per year from each bureau, which can be acquired by visiting www.annualcreditreport.com. Keep in mind, however, that you typically have to pay a small subscription fee (which you can cancel before your trial ends) to see your credit score; it's worth paying the extra money to see where you are and what needs
fixing. Once you have this information in-hand, bring it to a credit counseling professional, as this will help them to assess your situation and make any necessary recommendations regarding financing a manufactured home.
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