How do i erase a bad credit history legally? Australia?

how to erase bad credit history

I would love to pay off my debt of 4000 but because i moved alot due to family circumstances I do not know who or which company i owe all this money to. I just know I owe this much. So if dont know who to pay the debt to then obviously my bad credit record with unpaid debts will stay in my life forever. I. show more I would love to pay off my debt of 4000 but because i moved alot due to family circumstances I do not know who or which company i owe all this money to.

I just know I owe this much.

So if dont know who to pay the debt to then obviously my bad credit record with unpaid debts will stay in my life forever.

I don't want that. I am ready to pay alot of money to a business that can legally delete my credit record. Is there

one in Australia?

I know a friend of mine changed his name, first name and last name and he got a loan! using that new name. He also has a history of bad credit in his old name but he used his new name and he got offered credit cards from each corner.

I don't know how he did this though. I saw whenever he applied for a loan he would take his drivers licence (with his new name on it) and it would get approved.

He also changed his name on his passport.

I don't know if that's illegal or what but he is having such a great life.

Update: (sigh) god i am tired of posting the same stupid question here and people not getting it. I CAN'T ******* RENT A HOME! OK? With a bad credit record I am HOMELESS period, unless i go into share accommodation for 7 ******* years!

Source: answers.yahoo.com

Category: Credit

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