Winter is extremely cold in Australia in 2015 very high temperatures in Europe and UK. Everything is very green but cold in Australia.
There has bee a lot of financial change in Australia with the comparison of investment owner occupied homes by the banks. Australian banks/lenders have become stricter with investment lending. i.e. the Loan to valuation ratio amounts.
Good competitive rates with owner occupied houses. The Reserve Banks is still at lowest rates on record which reflects on variable rate. Rental Demand continues in Sydney due to immigration and first home buyers not affording the high prices in Sydney, hence renting.
Job Opportunities - unemployment rate in June 2015 was 6% compared to 6.1% in April. Latest RP Data 5 Capital City Average Melbourne $720,320 up 10.24%, Brisbane $510,550 up 3.50%, Adelaide average $4457,680 up 4.46%, Perth average $612,000 -0.86% and finally Sydney average $895,110 up 16.23% (all comparisons to 1 year ago in June 2014 according to Corelogic).
Australia is a very outdoor sporting country from school age to retirement and Australians enjoy a comfortable family lifestyle. Many Australians are looking for a good deal from the banks/lenders currently.
Downunder Mortgages can work with you to find the good deals and the customer friendly bank/lender for the new finance or revising your existing loan from a choice of 35 banks/lenders on their panel.
Mary from Downunder Mortgages has helped many different Australia residents and nonresidents obtain pre approval and given people confidence. Their confidence begins firstly referring to the website (Case Studies and information) to see the truly Happy Clients!!
Mary O'Brien sets out to help British people achieve a life’s ambition of owning property or investing in a great property asset 'Downunder'.
Mary O’Brien is uniquely positioned to help the British obtain finance. Accredited with 35 Australian banks/lenders and 12 New Zealand banks/lenders, Mary specialises in assisting the British with Australia and New Zealand finance. A move to another country is never easy, especially when selling and buying a home. Before leaving UK, or if you live in UK (as an investor), Mary can obtain a bank letterhead pre-approval for an Australian or New Zealand property. It gives you, the buyer, the confidence and comfort in knowing just how much you can borrow and is usually valid for 90 days.
Mary herself, moved to Australia from New Zealand 10 years ago. Being a frequent visitor to UK and married to a Brit, Mary understands the ups-and-downs, the twists-and-twirls of establishing ones-self in a new country like Australia. Mary has that special understanding of what it is like
to be British living abroad. She is delighted to be in a position in being able to assist British people in their antipodean adventure Downunder.
To read the latest financial, real estate and lifestyle news in Australia, checkout our newsletter .
To read the latest Media Releases written by Mary click here.
UK Residents Investing In Australia
Research conducted by Travelex in UK shows many interesting aspects about British looking at Australia and also New Zealand as the 2 most popular countries in the world to visit, invest or immigrate to. For investing they look at:
- Location of diversified quality locations with favourable exchange rate with the pound to Australian dollar
- Location for lifestyle of investment properties and world 'hot spots' for holidays abroad
- Read more about Buying property in Australia
Home Loan Calculators And Currency Converters For New Zealand
As a customer from the U.K. looking for mortgage help in Australia, we want to provide you with the easiest process possible. We have a Home Loan Calculator and Currency Converters for your use. It allows you to see in an instant your repayment plan and how much you will pay in interest. You can even determine the impact of any extra repayments.
Everything you need to know if you thinking of buying real estate in Australia. Updated each month.
Why British Want To Immigrate To Australia
According to the research the main reasons for this are:
- 60% wanted Better Quality Life
- 33% Better Job Prospects then a certain percentage said because of Britian being in a bad economic condition.
- Read more about Buying property in Australia
I Want An Australian Mortgage - Where Do I Start?
Getting an Australian mortgage from the U.K. can be confusing. We ease that by providing you with a check list. Our goal is that this will help you begin to understand the process.
We also recommend reading about Australian home loans and our case studies as an example of the wide range of people we have helped in the past.
Our Part in the Process:
- We are able advise you while you are in the United Kingdom.
- We help you during the procedure when you visit Australia.
- We are more than willing to help enable unconditional approval from a reputable bank/lender
- We ensure help for U.K. clients from the solicitor, the bank and the real estate agent. All work together as a team to assist towards a settlement of your property.
- Visit our useful links page for important websites you will find useful.