How to stop pre approved credit card offers

how to stop pre approved credit card offers

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In or out?

Go to optoutprescreen.com. This takes you to the official Consumer Credit Reporting Industry website.

Equifax, Experian, Innovis and TransUnion -- top names in consumer credit reporting -- set up the site so informed users could choose whether they want prescreened offers.

Scroll to the bottom of the screen and click on the graphic that says "Click Here to Opt-In or Opt-Out."

The screen offers three choices: "Opt-In," "Electronic Opt-Out for Five Years" or "Permanent Opt-Out by Mail." Click on what best describes your choice.

Opt-In

If you elect to opt-in for prescreened offers, type your name, Social Security number, birth date, current mailing address and telephone number in the fields provided, and click "Confirm" to send your form.

A screen will appear that informs you of your selection. Ensure one last time that all the details are correct.

Print the screen as a record of your choice to allow prescreened offers.

Opt-Out for Five Years

If you want to discontinue offers just for five years, type your name, Social Security number, birth date, current mailing address and phone number in the fields provided,

and click "Confirm" to send the form.

A screen will appear that informs you of your selection, though it explains that offers may take several months to stop due to processing delays. Ensure that all the details are correct.

Print the screen as a record of your choice to stop prescreened offers for five years.

This also can be used to hold companies accountable if, after six months, you still receive unwanted offers.

Permanent Opt-Out by mail

If you want to discontinue offers permanently, type your name, Social Security number, birth date, current mailing address and phone number in the fields provided, and click "Confirm" to enter the information into a printable form.

A screen will appear that informs you of your selection, though it explains that you'll receive only an "interim" halt on postal offers; you must sign the form and send it by mail to the given address as final confirmation that you never want prescreened offers. Ensure all your details are correct.

Print the screen as a record of your choice to discontinue prescreened offers permanently. This also can be used to hold companies accountable if you still receive unwanted offers.

Source: ehow.com

Category: Credit

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