Q: Are there any credit cards that have 100% guaranteed approval?
A: Finding anything that is truly 100% guaranteed in life is hard to come by these days. If you have bad credit or limited credit history, it’s probably unlikely you will be approved for most credit cards.
Luckily, there probably still is a way you can get approved! What I’m about to share with you technically are not 100% guaranteed approval credit cards, because there are some basic requirements you will have to meet in order to get approved:
You will need to be a U.S. citizen and have a valid address in this country. However, if you are a foreigner that is in this country legally (a legal U.S. resident) approval might be possible for some offers, depending on the bank issuing the credit card.
3. Be able to prove you identity
You will need to have a valid Social Security number (or a federal tax ID number if you are a foreigner living here as a legal U.S. resident). In the unlikely event your identity cannot be confirmed, the issuing bank may also request a copy of a government ID; a driver’s license, state ID card, etc.
4. Agree to fees/security deposit
The banks that advertise so called 100% guaranteed approval credit cards are offering secured cards. That means you will have to put up a security deposit and pay any fees (if there are any). Fortunately, the security deposit will be fully refundable if you ever choose to close the account.
Those requirements aren’t too tough for most of us to meet, right? As you can see almost anyone can qualify and get guaranteed approval credit cards that are secured, assuming they meet the minimum requirements.