Though the process may feel complex, working your way to a good result is often possible. As always, Credit Karma is here to help you with educational resources, including information on long-term trends in interest rates and an advice section full of members with similar experiences. Hopefully, with these factors in mind, you'll be able to go into the negotiation process feeling self-assured and ready.
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About the Author: Mike Goldstein is a Content Writer at Credit Karma. Since joining the team in June 2013, he's been delivering the financial know-how on the daily. When away from work, you can find Mike watching hockey, Twittering for hours and frequenting trivia nights.