What are home loans

what are home loans

25% off Home and Contents Insurance

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#This rate is only available to owner occupiers with a loan to valuation ratio of less than or equal to 80% and borrowings under $500,000. Rate is effective from 12/08/15 but subject to change.

*This rate is only available to owner occupiers with a loan to valuation ratio of less than or equal to 95% (including LMI). At the end of the fixed term, rate reverts to the Basic Variable rate; at the margin to the reference rate that applied at the time the loan settled for the loan value and the loan to valuation ratio in accordance with your loan contract. Rate is effective from 12/08/15 but subject to change.

All Aussie Select products have a maximum loan amount of $5,000,000, with a maximum loan to valuation ratio of 95% (including LMI) dependent on the loan purpose, repayment type and loan to valuation ratio.

^Comparison rate above is based on a home loan of $150,000 for 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Applications are subject to approval. Conditions, fees and charges apply.

Credit services for Aussie Select and Aussie Optimizer products are provided by AHL Investments Pty Ltd ACN 105 265 861 (“Aussie”) and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133. Credit for Aussie Optimizer products is provided by Perpetual Ltd ACN 000 431 827.

1 Rates valid as of 08/10/13 and are subject to change or we may introduce new ones in the future. Approved customers only. All applications are subject to lending and approval criteria. Terms, conditions, fees and charges apply. Interest rate offered will depend on our assessment criteria.

2 The comparison rate is based on an unsecured personal loan of $30,000 over 5 yrs. WARNING: This comparison rate is

true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any information is general and not based on any consideration of your objectives, financial situation or needs.

+ Our online discount offer only applies to the premium paid for new Aussie Home and Contents Select Insurance policy initiated on or after 1st June 2014 and purchased online. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount. It does not apply to any renewal offer of insurance. The discount offer applies only to the premium for an insurance product. It does not apply to the fees that we may charge you. These are described in our Financial Services Guide. You will be responsible for all applicable GST and other statutory charges. ^Optional policy cover may increase the cost of your premium. Conditions apply. See the Product Disclosure Statement for full details. *If you cancel the policy within 21 days without making a claim, we'll give you a full refund.

This is general advice only, and does not take into account your particular financial situation or needs. You should consider your personal objectives, financial situation along with the Product Disclosure Statement Part A. Product Disclosure Statement Part B and Financial Services Guide before deciding on this product. For more information please view our FAQ page.

Aussie will receive a commission from AGS for each policy purchased.

Aussie Home and Contents Select Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFS Licence No 285571. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and is marketed by AHL Investments Pty Ltd (Aussie) ABN 27 105 265 861 as an Authorised Representative AR 338358 of AGS. Aussie is a partly owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. The Aussie name and logos are trademarks of Aussie.

Source: www.aussie.com.au

Category: Credit

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