I'm moving into my first home, can I get help to buy a Cooker & other essentials?

what can i get a crisis loan for

The DWP (Department for Work and Pensions) has three schemes which may assist you with the cost of purchasing essential household items such as a Cooker or Fridge and other household items such as furniture. The scheme you apply to will depend on your personal circumstances, and are as follows:

Eligibility

  • Applicant must be aged 16 years or above.
  • Applicant does not need to be claiming any benefits.

Other Information

  • You may qualify for a crisis loan if you are unable to pay for basic living costs and this will be a serious risk to the health and safety of you or your family.
  • You may qualify for a crisis loan if you are unable to pay for something else

    such as cooking equipment or a fridge and this will be a serious risk to the health and safety of you or your family.

For more information about Crisis Loans contact your local DWP office.

Budgeting Loan - This loan will be repaid interest free

Eligibility

  • If you have been claiming Income Support, income-based Jobseeker's Allowance (JSA) or Pension Credit, or payment on account of a combination of these benefits, for at least 26 weeks, you may be eligible for a Budgeting Loan.
  • The maximum amount you can borrow on a Budgeting Loan at any one time is dependent on your circumstances but will not exceed Ј1500.00, if you have an existing loan the current balance will be taken into account.

Source: underoneroofexchange.co.uk

Category: Credit

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