IS YOUR CREDIT SCORE EXCELLENT, FAIR OR POOR?
Is your credit rated excellent, good, fair or poor? It is important to know what your credit score is before you apply for a car or mortgage loan so that you can work to improve it. If you improve your credit score substantially, you can save yourself thousands in unnecessary interest charges.
If your FICO credit score is
Your credit rating is considered to be
750 - 850
660 - 749
620 - 659
350 - 619
If your credit score falls in the "excellent" range, you probably will be offered the lowest interest rate available provided that you do not have too much debt.