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Though the credit score range for Tier 2 varies based on the lender, it’s typically between 660 and 699. Tier 1 scores usually require a credit score of 700 or better. If your score is right on the border, like somewhere in the 690s, check your credit report to see if there’s any way of raising your score a few points quickly. Fixing a mistake or paying down the balance on a credit card or two to improve your utilization ratio can give you more options and better terms for a car loan.
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