Car LoanThree ways to pay off your car loan
Should you buy a car if you live in the inner city?
Car loans – everything you need to know!
If you are looking for a new set of wheels you will need to get your finances in order. Applying for a car loan is a relatively easy process but don’t jump into the first car loan your local dealership offers you. When it comes to saving some pennies, comparing car loans and researching your options could save you plenty.
Compare car loans
Currently you’ve landed on the RateCity car loans calculator page – which is a great place to start crunching numbers. But when you are ready, skip over to our car loans comparison page and start comparing low interest car loans by a range of lenders.
To get started simply enter in the amount you wish to borrow, then select a loan term, click the ‘find a loan’ button and watch your car loan options appear.
On the next page you can narrow down your search even further by choosing the features and preferences you’re looking. Select fixed to variable rates, types of lenders, states or specific car loan features you require.
When you’ve found a great low rate car loan you can jump back onto the calculator page and work out your repayments. Then – it’s time to buy that car!
Car loan calculators
It’s all well and good to dream about owning the latest luxury Range Rover but until you’ve plugged in the numbers and done your sums, you won’t know if your ‘dream’ car is simply that.
Use our car loans calculator to estimate your car loan repayments based on the amount you wish to borrow for your new car.
Enter the amount you want to borrow, the loan term and the interest rate (hopefully you’ve been to our
car loan comparison page and found a great low interest rate loan there) and hit the ‘calculate my results’ button to get an immediate calculation of your monthly repayments, total amount payable and the total interest you’ll pay over the loan term.
Remember, generally the longer the loan term, the lower the regular repayments but the more you will end up paying in interest over the entire term of the loan. So play around with the amount and loan term to get a better idea of what you can comfortably afford to pay off each month.
Applying for a car loan
If you’ve negotiated a great deal on a car and found a great low interest car loan on our comparison page the next step is applying.
To do so is as easy as clicking the ‘Go to Site’ button on our car loans comparison page. You’ll be redirected to your chosen lenders site so you can ask more questions and apply directly for loan approval.
Car loan news, tips & info
We have a saying at RateCity, “If you’re thinking it – we’re writing it!” So whether you are in the market for a new car or simply doing your car loan research to work out whether you can afford an Audi – or a Datsun – our news section and car loans guide will provide you with all the tips you need to get a great deal. After all, you don’t want to negotiate thousands off your car to end up paying back thousands in high interest rates.
Car loans video
Buying a car is the fun part but paying for it – not so much. Of course, the more you research, compare car loan deals and gather money-saving tips, the happier you’ll be driving off in your new car. If you’re not the reading type, check out our car loans video guide for the complete low-down on finding a great car loan deal.