Whether you are building a nest egg or just trying to make ends meet, staying on top of your bank and credit card balances can help you keep your finances on track. Technology provides convenient ways to check your balance on the go while traditional methods, such as visiting a bank branch, are also still viable.
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From a computer, log on to your Internet banking account to check your account balances. The account information is updated throughout the day and will note pending deposits, payments and purchases. Features vary by bank but many financial institutions offer alerts that send a text or email message when your balance is at a specific amount. Additionally, smartphone apps connected to your accounts allow you to check your balances and perform
other banking activities.
Your bank account balance will not reflect items not tendered, such as checks that were written but not yet cashed and scheduled online bill payments that have not been completed.
You may be charged a fee if you use an ATM at a financial institution other than your own bank. Contact your bank for a list of local free ATMs.
Call for your account balance. An automated service. which is available at most banks, will guide you through prompts to verify your identity and then provide you with your balance information. Speak to a customer service representative if you need additional information regarding your balance, such as if a check has cleared or if a payment has been made.