How to Calculate Current Account Balance

With the ease of access we have to our bank accounts and credit cards, it’s easy to lose track of how much money we’ve spent. You can easily check your account balance online, over the phone, via an ATM or in person by visiting your financial institution. However, that figure may not always be accurate because you might have pending transactions that have not yet posted to your account. Failing to keep an accurate tab on your account balance could cause you to overdraw your account, resulting in costly fees or declined transactions.

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