By Laureen Miles Brunelli. Work-at-Home Moms Expert
A freelance writer and editor for more than a decade, Laureen Miles Brunelli has built a work-at-home career while she and her husband raise three children. Read more
If you are a victim and you don’t report a scam, you have absolutely zero chance of getting any kind of justice. Yes, the fact that you report a scam will not guarantee the scammer will be caught, but it can help.
While there are some fairly common work-at-home scams. the con artists are always coming up with new ones, so learn to spot the telltale signs of a scam .
But if you do suspect you've been scammed, what should you do? Here are some tips on how to report a scam:
First, try to stop payment. If you've paid using a bank or credit
card, contact your credit card company or bank immediately. Reporting the scam may or may not help with the money that you’ve already been charged, but this can stop future payments.
One typical work at home scam is when bogus companies will offer a service for a nominal fee, like $1.99, just to show you're serious. But then the fee jumps to a monthly cost that could be hundreds of dollars. You may be able to get future payments canceled, but getting your money back can be tough.
This is why you should carefully research any opportunity that requires you to pay any amount of money.
There are rules and agencies in place to protect consumers. For instance, the Federal Trade Commission has a Business Opportunity Rule that lays out the type of disclosure buyers of business opportunities must receive from the seller.