Odds are, if you own a car, you need some form of insurance, and every so often it’s a good idea to make sure you’re getting the best auto insurance rates. You can do this relatively quickly, by gathering insurance quotes. but it’s also helpful to know how decisions you make can affect your premiums. Maybe you could opt for a higher deductible, in order to lower your monthly rate. Or maybe you could find an insurer offering discounts targeted especially at you.
If you’re a good student, have a clean driving record and/or drive a newer model vehicle with up-to-date safety features, you can save money with almost any auto insurance company. But each of the following companies also offers specialized discounts that could save you
even more money.
The American Association of Retired Persons (AARP) has long been known for providing health insurance and entertainment discounts to its members. More recently, it has partnered with The Hartford to offer other insurance products, including auto coverage. AARP members – those 50 and over are eligible to join – automatically receive discount rates for these policies, and can also save money for taking a defensive driving course. As with most insurers, they can also save for bundling policies and car safety features. AARP auto plans also have a number of other benefits tailored to older customers, including RecoverCare, a program which helps pay for assistance with common household chores if members are injured in a covered accident.