Insurance

how to get an insurance license

How to Apply for, Reinstate or Reactivate an Insurance License

Fingerprinting Required for Resident Individual License Applications

Effective immediately:

All resident individuals are required to be fingerprinted prior to submitting a license application for initial license or license reactivation.

If you are submitting applications for two licenses simultaneously (e.g. producer and surplus lines broker), then you will only need to be fingerprinted once. However, if you submit your producer application now and apply for a surplus lines broker license at a later date, you will be required to be fingerprinted again.

To obtain fingerprints, schedule an appointment online at http://www.fieldprinthawaii.com. Fees collected by FieldPrint include state and federal submission fees. Be sure to select “Insurance Division.” FAILURE TO SELECT THE INSURANCE DIVISION AS A RECIPIENT OF YOUR FINGERPRINT RESULT WILL NOT ENSURE THAT THE DIVISION WILL RECEIVE YOUR RESULT AND, YOU MAY NEED TO BE RE-FINGERPRINTED AT YOUR OWN EXPENSE.

It is recommended that the insurance exam be taken and passed prior to fingerprinting. This will make sure that the fingerprinting result, which has a 90 day effective life span, is still valid when received by the Insurance Division. To assist the Division in the processing of your application, please submit your application within 60 days after being fingerprinted. The Division reserves the right to reject any application(s) if all required information is not timely submitted.

An Individual who (A) acts solely on behalf of either the insurer or the insured, as an independent contractor or as an employee of an independent contractor, and (B) investigates for, reports to, or adjusts for the individual’s principal relative to claims arising under insurance contracts.

Resident Independent Bill Reviewer

An individual who (A) acts solely on behalf of either the insurer as an independent contractor or as an employee of an independent contractor, and (B) reviews or audits billings for medical services.

An individual or legal entity who represents the owner of a life insurance policy in the offer or negotiation with a life insurance settlement provider of a life insurance settlement contract.

Resident Life Settlement Provider

An individual or legal entity who engages in a life insurance settlement contract with the owner of the insurance policy.

Resident Limited Lines Motor Vehicle Rental Company Producer

A motor vehicle rental company that is licensed by the commissioner to solicit and sell insurance coverages only in connection with and which are incidental to the rental company’s business of renting motor vehicles.

Resident Limited Lines Producer

Resident Managing General Agent

Any person, firm, association, or corporation that manages all or part of the insurance business of an insurer (including the management of a separate division, department, or underwriting office) and acts as an agent for such insurer.

A producer is a person required to be licensed under the laws of Hawaii to sell, solicit or negotiate insurance .

Resident Reinsurance Intermediary Broker

Any person, other than an officer or employee of the ceding insurer, firm, association, or corporation that solicits, negotiates, or places reinsurance cessions or retrocessions on behalf of a ceding insurer without the authority or power to bind reinsurance on behalf of the insurer.

Resident Reinsurance Intermediary Manager

Any  individual, firm, association, or corporation that has authority to bind or manages all or part of the assumed reinsurance business of a reinsurer (including the management of a separate division, department, or underwriting office) and acts as an agent for the reinsurer.

Resident

Surplus Lines Broker

Any producer licensed to place insurance on risks resident, located, or to be performed in Hawaii with unauthorized insurers.

Nonresident Adjuster

An individual who (A) acts solely on behalf of either the insurer or the insured, as an independent contractor or as an employee of an independent contractor; and (B) investigates for, reports to, or adjsuts for the individual’s principal relative to claims arising under insurance contracts.

Nonresident Independent Bill Reviewer

An individual who (A) acts solely on behalf of either the insurer as an independent contractor or as an employee of an independent contractor; and (B) reviews or audits billings for medical services.

An individual or business entity who represents the owner of a life insurance policy in the offer or negotiation with a life insurance settlement provider of a life insurance settlement contract

An individual or legal entity that engages in a life insurance settlement contract with the owner of the insurance policy

A motor vehicle rental company that is licensed by the commissioner to solicit and sell insurance coverages only in connection with and which are incidental to the rental company’s business of renting motor vehicles.

Nonresident Limited Lines Producer

Any person, firm, association, or corporation that manages all or part of the insurance business of an insurer (including the management of a separate division, department, or underwriting office) and acts as an agent for such insurer.

Nonresident Producer

A producer is a person required to be licensed under the laws of Hawaii to sell, solicit or negotiate insurance .

Any person, other than an officer or employee of the ceding insurer, firm, association, or corporation that solicits, negotiates, or places reinsurance cessions or retrocessions on behalf of a ceding insurer without the authority or power to bind reinsurance on behalf of the insurer.

Any  individual, firm, association, or corporation that has authority to bind or manages all or part of the assumed reinsurance business of a reinsurer (including the management of a separate division, department, or underwriting office) and acts as an agent for the reinsurer.

Nonresident Surplus Lines Broker

Any producer licensed to place insurance on risks resident, located, or to be performed in Hawaii with unauthorized insurers.

Service Contract Provider

“Service contract” means a contract or agreement for a separately stated consideration and a specific duration, to perform or indemnify the repair, replacement, or maintenance of property for operational or structural failure due either to a defect in materials or artisanship, or to normal wear and tear, with or without additional provision for incidental payment or indemnity under limited circumstances, including but not limited to towing, rental, and emergency road service.  Service contracts may provide for the repair, replacement, or maintenance of property damaged by power surges, or accidentally damaged during handling.

“Provider” means a person who is contractually obligated to the service contract holder under the terms of the service contract.

“Person” means an individual, partnership, limited liability company, corporation, incorporated or unincorporated association, joint stock company, reciprocal, syndicate, or any similar entity or combination of entities acting in concert.

“Vehicle protection product” means a product or system, which includes a written warranty, that is: (1)  Installed or applied to a vehicle; and (2)  Designed to prevent loss or damage to a vehicle from a specific cause.

“Warrantor” means a person named under the terms of a vehicle protection product warranty as the contractual obligor to the consumer.

Source: cca.hawaii.gov

Category: Insurance

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