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Health insurance agents must be state licensed to offer health policies to clients. While the process of licensure may vary from state-to-state, it involves a thorough understanding of state insurance laws and procedures as evidenced by passing a standardized test. Contact your local [state insurance department] (http://www.medicare.gov/Contacts/staticpages/sids.aspx ) for detailed testing and continuing education requirements. In California. for example, you take the health and accident insurance exams simultaneously after 20 hours of approved accident and health pre-licensing study and 12 hours of study on ethics and California law. Once you pass your exam, expect to undergo a background check and pay a yearly license fee to your state's department of insurance. You must also be employed by a broker in order to receive your insurance license.
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