One of the questions that many people find themselves asking later on in life is whether or not they will be able to qualify for Medicaid. This government funded health program is a good resource for people with low or fixed incomes, but all the rules and regulations can be mystifying. Going through paperwork, federal websites, and other resources is difficult and slow. Because many people don't know how to find out if they qualify for Medicaid, they assume they will not be eligible, and miss out on the ways it can help them. Medicaid is the single largest source of funding available for medical and health services to people with a limited income, and they should take advantage of it if they are at all eligible. In recent years, Medicaid provided health care services to more than 40 million Americans. Payments from Medicaid assist nearly 60 percent of all nursing home residents, and nearly 40 percent of childbirths. Following are some of the requirements and qualifications to take part in Medicaid.
Each state operates its own Medicaid program which conforms to the federal guidelines for the system. The federal government matches funds and gives grants to states according to their funding. The wealthiest states receive 50% matching funds, whereas poorer states get more. This means that the specifics of qualifying for Medicaid will be different, depending on where you live. Some things are universal, however.
Medicaid is available only to people with limited income. You must be within a qualifying income category to be eligible for help. This amount varies by state, but is usually below the
federal poverty line. Merely being poor isn't enough to get you Medicaid assistance by itself, however. The system does not provide benefits for impoverished adults alone. If, however, you are disabled, have children, or are elderly, meeting the income requirements will allow you to be eligible for this kind of assistance. Pregnant women are also eligible to receive Medicaid benefits if they meet the income requirement.
The best way to find out if you meet your state's eligibility requirements is to ask at the Medicaid office. You will be given information about how to qualify, and be able to fill out an application there. Many states will also require entrance interviews, to prevent fraud. However, these are becoming less frequently required, and your state may have recently removed the need to have an interview before getting coverage. If you qualify for Medicaid, you may be able to have coverage occur retroactively, up to three months prior to application, if you would have been eligible at that time. This means that you have a chance of receiving recompense for medical procedures which occurred before you apply for Medicaid.
If you're elderly and on a low income, there is a very good chance that you could qualify for Medicaid. Try visiting or calling your local Medicaid office, or looking at your state's website for Medicaid services to find out exactly what the qualifications are in your state. Medicaid can be a great help if you don't have much money to stretch for your medical expenses. Everyone who is eligible should try to be covered by this program.