"Wow, there are a lot of car insurance groups out there. Who knows where to begin? I would like to thank you for your courteous service and great price!"
Obtaining an affordable car insurance groups is not an easy task. As an independent insurance agent, we offer insurance through many companies such as Travelers, Hanover, Selective, Encompass, Chubb, Mercury, Progressive, AIG, ACE, Fireman's Fund, plus several others. What does this mean for you? Simply, we will find you the best deal. If you would like to obtain a quotation for your insurance, please complete our request for quotation form and we will contact you to review your car insurance groups plan needs.
Please click on the link below, answer a few questions and we’ll obtain a car insurance groups Insurance plan quote with a company that’s the right fit for you.
SAVING MONEY ON YOUR CAR INSURANCE GROUPS PLAN
- Comparison Shop -
Prices for the same coverage can vary by hundreds of dollars from company to company, so it pays to shop around. You should get at least three different quotes for car insurance groups plan. But don't shop price alone.
The insurer you select should offer both fair prices and excellent service. Quality personal service may cost a bit more, but provides added conveniences.
Deductibles represent the amount of money you pay before you make a claim. By requesting higher deductibles on collision and comprehensive (fire and theft) coverage, you can lower your costs substantially. For example, increasing your deductible from $200 to $500 could reduce your collision and comprehensive cost by 15% to 30%.
It may not be cost effective to have collision or comprehensive coverages on cars worth less than $1,000 because any claim you make would not substantially exceed annual
cost and deductible amounts. Auto dealers, banks and independent agents can tell you the worth of your car.
Before you buy a new or used car, check into insurance costs. Cars that are expensive to repair, or that are favorite targets for thieves, have much higher insurance costs. Think about what kind of car do you really need.
Some companies offer discounts to motorists who drive fewer than a predetermined number of miles a year.
Costs tend to be lowest in rural communities and highest in cities where there is more traffic congestion.
You may be able to take advantage of discounts on some coverages if you have automatic seat belts and/or airbags.
Anti-lock brakes improve steering control and stability when a car is brought to a stop, thus reducing accidents. Some states, including Florida, New Jersey and New York, require insurers to give discounts for cars equipped with the brakes and some insurers have a nationwide discount in place, some for car insurance groups plan needs.
Some insurers offer discounts for things like no accidents in three years, drivers over 50 years of age, driver training courses, anti-theft devices, good grades for students, students away at school over 100 miles and having more than one car insured with that company.
You may see premium reductions if your use of a car has changed. If there is a change in the principal driver, if the number of miles driven decreases or if younger drivers are away at school, be sure to call your agent.