ATE Insurance is taken out once legal proceedings are contemplated. The insurance will indemnify the insured’s own disbursements and his opponent’s costs and disbursements in the event that the legal action is ultimately discontinued or lost at trial.
After-the-event (ATE) insurance can be obtained for most type of litigation from Personal Injury and Clinical Negligence to all types of Commercial disputes.
Temple is the natural first choice among solicitors for both After the Event (ATE) and employment practices insurance in the UK. This is why many of the country’s best-known law firms insure their clients with Temple.
In the ATE insurance market we have established ourselves as a reputable and reliable market leader with unrivalled experience. Our policy wording, premium levels and our approach have been upheld by the Supreme Court Costs Office, the Court of Appeal and the House of Lords; it was our policies that protected claimants in the cases of Callery
v Gray, Sarwar v Alam and Adam Musa King v Telegraph Group Ltd.
We have been offering delegated authority schemes since 1999 and our experience in the market is unrivalled. We have been involved in almost all of the cases that have established the law in the area of ATE insurance prior to the introduction of the LASPO bill including;
- Callery v Gray  EWCA Civ 1246 and  UKHL
- Sarwar v Alam  EWCA Civ 1401
- Tilby v Perfect Pizza, February  MC 003838
- Rogers v Merthyr Tydfil BC  EWCA Civ 1134
Our post-LASPO product have continued to unlock litigation and provide peace of mind to litigants.
Our Underwriting team consists of both solicitors, with vast commercial litigation experience, and insurance professionals which allows us to provide prompt decisions whenever they are needed.
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