**Domestic partner coverage may not be available in all states.
1 Employees must have a limited life expectancy (certified by a physician) to be eligible for the Accelerated Benefit Option. The death benefit received by beneficiaries will be reduced by any amounts received under ABO. Important Notice: The acceleration of life insurance benefits described in this flyer is intended to qualify for favorable tax treatment under the Internal Revenue Code of 1986-IRC Section Code 101(g). If the acceleration of life insurance benefits qualifies for such favorable treatment, the benefits will be excludable from employees' income and not subject to federal taxation. Tax laws
relating to the acceleration of life insurance benefits are complex. Employees are advised to consult with a qualified tax advisor about circumstances under which they could receive acceleration of life insurance benefits excludable from income under federal law.
2 Special rules may apply to residents of Minnesota.
Group Life, Accidental Death & Dismemberment, Business Travel Accident, and Special Risk Insurance coverages are issued by, and Absence Management Services are administered by, The Prudential Insurance Company of America. a Prudential Financial company, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions which may apply. Contract Series: 83500.