How are Public Adjusters paid?

how are insurance adjusters paid

Q: How is a Public Adjuster paid?

A: Public Adjusters are paid by the property owner, from the insurance settlement. Fees typically range from 10 to 50 percent based on claim complexity and other factors. Ultimately, the fees are often considered a value as settlement offers can double, triple or quadruple. There are no upfront fees. No recovery, no fee. Simple!

Important Public Adjuster Fee tips:

  • No Recovery? No Fee!
  • No upfront fees!

Let’s take a look at a real life example:

Consider a recent water damage claim I handled where the insurance company offered $12,000. That’s a significant amount of money and perhaps enough for a good patch job. But most policies provide for more than a Band-Aid. In this case the final settlement went from the original offer of $12,000 to $144,186.93, which I negotiated.

I believe that is simply not right. My name is John Morgenstern, California’s premier public adjuster. My job is to stand by property owners and help get them the maximum settlement they are rightfully owed. Today big insurance is big business. And big business demands big profits – often at the expense of the insured.

Public Adjuster Hotline:


RE: A personal message from Priority Adjuster President John Morgenstern:

Dear Property Owner,

Simply put, my job is to help folks like you – property owners. My expertise is in putting an accurate dollar value on

your property loss. I work for you, only. I have zero ties with Big Insurance. I fight for you.

Your insurance company pays another adjuster to work on its behalf – these are called insurance adjusters or ‘independent’ adjusters (misleading, to say the least). So called independent adjusters and insurance adjusters are paid by insurance companies. Perhaps worse, many are unlicensed and inexperienced. Their job is often to justify the smallest possible settlement for you.

I am a State licensed professional Public Adjuster. I have logged more than 20,000 hours negotiating with Big Insurance. My expertise is determining how much you rightfully deserve. I achieve an accurate settlement by comprehensively documenting your claim, aided by experts in construction, labor and law.

You probably have enough to deal with right now. Part of my job includes the preparation of building damage assessment reports, creating estimates, building inventory lists and documenting your other losses. I handle all the tedious tasks of compiling and filing claims – as required by your insurance policies. The same is true for all negotiations with your insurance company, consider it done.

I hope this information has been helpful. I look forward to discussing the specifics of your situation – no obligation or cost. With so much at stake I urge you to call me now at 866-278-0605 (24/7). If possible, I’ll answer your call myself.

Your ‘Top Gun’ Public Insurance Adjuster,

John Morgenstern

Because you deserve more…


Category: Insurance

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