Personal Auto Insurance - Personal Car Insurance

what is personal auto insurance

Posted: July 05, 2007

Personal Auto Insurance

What is personal auto insurance? Why is it important that you get personal auto insurance? As a consumer, what can insurance providers do to meet your personal car insurance needs and requirements? What are your personal car insurance coverage options? Keep reading for the answers to these questions and more.

If what you're really looking for is a way to quickly compare auto insurance quotes, and select the best price and coverage, please click here:

What Is Personal Car Insurance?

Personal auto insurance can mean a variety of things. But typically, it means just plain old auto insurance coverage for the average individual person and his/her family. Personal car insurance (or auto insurance) is also sometimes used to differentiate the type of insurance for an individual person from commercial auto insurance, that is, insurance for companies or corporations with a fleet of vehicles or trucks. Also, the term personal car insurance is sometimes mistaken to be the opposite of group auto insurance, but this is not really the case. Depending on the company that you work for, you may get a discount on your home or auto insurance because your company has set up an arrangement with a specific insurance provider for a preferred "group" rate. So insurance offered to many employees at one company is typically what "group insurance" actually is.

By far the most common usage of the term: personal auto insurance, is in relation to your individual auto insurance policy. Auto insurance should not be a one-size-fits-all or impersonal kind of business. There are a dozens of different packages and coverage options, which you can choose to include or not include as part of your package. Unfortunately, such a wide array of options is not always offered, and you are often given a choice of package A, B, or C.

So it's up to you to make sure that you are getting auto insurance coverage that is personal. This means that it should include options, types, and degrees of coverage that can best suit your personal auto insurance needs. For example, if you know that you live in a high auto-theft area, it's a good idea to make sure that your coverage includes good comprehensive coverage (that is, coverage for non-collision situations,

i.e. theft, fire, floods, animals, etc.) that would be able to help you if your car is stolen. This is what personal auto insurance should be about: meeting your personal needs.

Don't Get Stuck in a Rut with Impersonal Car Insurance!

It's unfortunate but true that sometimes it takes a serious auto collision or accident to realize that your personal auto insurance isn't working for you. That is, you thought you were covered for something, but found out after the fact that you weren't. Or perhaps you thought that a not-at-fault situation meant all situations where you were not-at-fault, but found out later from your insurance provider that it applied only under certain conditions.

This is why it is important to have personal auto insurance that is customized to tailor and fit your needs for coverage.

Get Personal Auto Insurance Today

Don't sign up for just any average insurance plan. It's worth your time and effort to make sure that your insurance company is providing you with the customized personal auto insurance that meets your needs. If you take the time now to do your research into a personal car insurance plan, then you'll understand exactly what your responsibilities are and what your auto insurance providers responsibilities are.

The good news is that getting great personal auto insurance takes much less time and effort than you may think, thanks to Save time by not having to go through the typical channels, i.e. calling up each company, or making appointments with ten different insurance agents. You can do it all on your home computer.

When you visit the comparison service at Kanetix. you get quotes instantly from many of the top insurance companies in Canada, so that you can be one step closer to good quality personal auto insurance. What's even better is that you can compare the rates and types of auto insurance packages side-by-side. Get personal car insurance today at !

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Category: Insurance

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