Allstate claims 3.41% of the cheap Colorado home insurance market. and their strong educational tools come in handy when exploring learning about additional ways to protect your home. One such tool is the Premium Gauge, which shows how premiums are affected by different variables. In Colorado, Allstate offers coverage for multiple types of dwellings. This is a great feature for landlords or to insure your mountain ski chalet. This insurer has a great mix of coverage options, discounts and service tools. Two examples are its smartphone app and Digital Locker home inventory tool.
American Family provides some of the cheapest home insurance in Colorado to approximately 10.4% of the market. AmFam, as they are called, offers wide coverage options and standard discounts. A standard home policy helps cover property damage from fire, lightning, wind storms, and hail. In addition to these coverages, AmFam also offers many additional options to fit your unique needs, including a home day care option and a home office endorsement to extend coverage to your business personal property. Discounts for multi-policy bundling, fire protection, and customer longevity are available and easy to identify on the website. The Dream Vault home inventory tool puts AmFam among the best Colorado homeowners insurance companies.
Farmers Insurance lays claim to two of the top cheap Colorado homeowners insurance companies: Farmers' Insurance Exchange and Fire Insurance Exchange. These two subsidiaries give Farmers' approximately 13% market share in the state. They offer some of the best claims management tools in the industry, and
numerous discount options for great service at a competitive price. Available discounts include price breaks for new homes, newly renovated homes and new homeowners. One of the best features is the website, which is neatly organized to easily find important information. With their mobile app, you can pay your bill or access your information from anywhere on the go.
State Farm offers great claims service, policy management tools, and standard discounts. Their service reputation is what puts State Farm in the top spot for the cheapest Colorado homeowners insurance by market share. State Farm's service tools lineup include Home IndexTM online home inventory management system, which allows you to easily build an inventory of your personal property to streamline the claims process. The Pocket Agent mobile app for iPhone and Android devices allows robust access to all your policy, claims and informational needs right from your phone or tablet, anywhere in the world.
The United Services Automobile Association began in 1922 with 25 Army officers who offered to insure each other's vehicles when no one else would. USAA has grown to offer many lines of insurance and financial products to benefit military families. Colorado's rich military ties put USAA as the fourth largest Colorado home insurance company. Limited access to information via the website is made up by best in class customer service based on military values, membership benefits for additional savings, and products that can be passed down to future generations regardless of military standing. This insures future generations of military members are adequately protected.