What do I do if an uninsured motorist caused my car accident?

what to do if hit by uninsured motorist

On 1-11-2011 a 20 year old ran a red light and hit me causing over $3000 in damages. His name was not on his insurance. I called the police but they didn't show up because it was it was a non-injury accident. I filed a crash report. My insurance won't help me because I only have liability & I. show more On 1-11-2011 a 20 year old ran a red light and hit me causing over $3000 in damages.

His name was not on his insurance.

I called the police but they didn't show up because it was it was a non-injury accident. I filed a crash report.

My insurance won't help me because I only have liability & I don't have uninsured motorist protection.

His insurance has denied the claim since only the vehicle is listed. not his name.

I filed complaint against the Texas

Department of Insurance against their insurance because they put me through hell and told me lots of false information.

Now I have my car that I can't drive with over $3000 dollars in damages plus over $600 dollars in rental car fees. so far.

The person that hit me has moved out of state (temporarily) I do not know when he will be back. I can only contact him via cell phone. and not all the time.

The man whose name is on the insurance for the truck that hit me lives near by.

My life is falling apart, I just don't know what to do now.

Update: Common Sense: Actually, I have NationWide. I was going through a lot of finacial issues and I had no choice but to cut back on my insurance for a few months. This was only the 2nd month.

Source: answers.yahoo.com

Category: Insurance

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