When do i get medicare

when do i get medicare

Over 65 and about to retire

  • You should sign up for Medicare Parts A & B about 90 days before you stop working.
  • Once you retire or stop working, we assume that Medicare will pay your medical expenses first. Without Medicare, you would pay most or all of your out-of-pocket medical expenses.
  • When you get your Medicare ID card in the mail, call ERS to confirm your Medicare information.
  • Once we confirm you are in Medicare, we will move you to the HealthSelect Medicare Advantage Plan administered by Humana. The plan, a combination of Medicare and your state health plan, covers most or all of your medical expenses.

Under 65 with disability

  • Have you received Social Security Administration (SSA) disability benefits for two or more years? If so, you may be able to get Medicare.
  • If you have End-Stage Renal Disease (ESRD), you also may be able to get Medicare sooner.
  • Once you enroll in Medicare or become Medicare-eligible, we assume that it will pay your medical expenses first. Without Medicare, you would pay most or all of your out-of-pocket medical expenses.
  • After you enroll and get your Medicare ID in the mail, call ERS to confirm your Medicare information.
  • Once we get this information, we will move you to the HealthSelect Medicare Advantage Plan administered by Humana. The plan, a

    combination of Medicare and your state health plan, covers most or all of your medical expenses.

If you are currently working for a state agency or higher education institution, you do not need to sign up for Part B until you are no longer working. Remember to apply for Medicare Part B no more than 90 days before you stop working.

To enroll, visit www.medicare.gov or call Medicare toll-free at (800) 633-4227, or TTY users call (877) 486-2048.

Do I need to enroll in Medicare Part A and Part B?

Yes. You need to enroll in both.

Part A covers hospitalization and is free for most people.

Part B covers medical costs other than hospitalization, such as doctors’ visits or lab work, and has a monthly premium. You are responsible for your Medicare premiums. If you do not enroll in Part B, you will pay most or all of your health care out-of-pocket costs for Part B services. SSA may add a lifetime penalty to your monthly premium if you are retired and do not enroll in Part B when first eligible.

Do I need to enroll in Medicare Part D?

No. You will have prescription drug coverage through ERS. If you sign up for Medicare’s prescription drug benefit later, you won’t pay a penalty as long as you have the Notice of Creditable Coverage .

Source: www.ers.state.tx.us

Category: Insurance

Similar articles: