How does an umbrella insurance policy work?

how does umbrella insurance work

An umbrella insurance policy works exactly as the name describes. The umbrella policy sits over the top of underlying insurance policies and provides an extra layer of liability insurance.

In the case of a personal umbrella underlying policies would include auto insurance, homeowners insurance, boat insurance, rental property insurance, etc. If the limit of liability is used up on the underlying policy then the umbrella kicks in to provide additional coverage.

Umbrella insurance policies are an important part of every insurance program.

Watch this video “How does an umbrella insurance policy work ?” for more details:

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This is video #10 (even though I say #9 in the video) of a one hundred insurance video series that The Murray Group  is producing to provide insurance consumers with quick, valuable answers to their everyday insurance


If you have additional questions regarding umbrella insurance or if you would like to discuss and receive a quote for an umbrella insurance policy use the link below:

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.


Category: Insurance

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