Search 70+ Lenders with 1 simple application form
Payday Liftoff are unlike other payday loan websites - with one simple application we search all of the top lenders like Wonga and Quick Quid. With 70+ lenders in our panel there is a greater chance of being accepted for a payday loan than applying directly.
Do you have bad credit? Not a problem with Payday Liftoff, a large selection of our lenders specialise in lending to those with bad credit.
Payday loans are popular for people who want a little extra cash into their bank account quickly. There are plenty of reasons to apply for a payday loan. One of the most popular is to cover an emergency expense like a car repair, an unexpected bill or even when you just need a little more spending money. It's sometimes hard to budget for things like a boiler repair or your car breaking down. With a payday loan from Payday Liftoff you can often see funds transferred to your bank account in under 15 minutes.
Since payday loans are so accessible, there is sometimes a temptation
to borrow for less pressing problems. However, getting a payday loan for reasons other than genuine emergencies is not advised. Payday loans can be expensive and should not be used irresponsibly.
A lot of people set up emergency funds for safe keeping. Most financial experts recommend 3-6 months of living expenses as a starting point for an emergency fund. Some people keep their rainy day fund in a jar at home or stashed away in a secret compartment somewhere in their house. Some like to keep their emergency cash in a checking account, ready to withdraw when it’s needed.
The only problem with an emergency cash fund is that not everyone has one. It is hard to save money, especially for an emergency that we can’t see coming. Sometimes we need a cash injection to see us through because if we don’t have the money saved, this is often the only way we can cover our emergencies.
1990% Representative APR - Representative example: £100 borrowed for 28 days. Annual interest rate of 300% (Fixed). Total amount payable by one repayment is £125. 1990% APR Representative.
Category: Payday loans