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payday loan resource center

When it comes to your money and your financial situation, we mean business. Cash Money is dedicated to being a responsible lender and helping you be a responsible borrower. We provide personal loans in the form of cash advances to Canadians who find themselves short on cash before payday. These loans are meant to be a short-term solution that can tie you over for a few days or weeks.

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Customer Notice: Payday advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counselling.

Payday Loan 14-day APR Range: 443.21% - 599.64% APR varies per provincial regulations. Click Rates and Terms to view the APR in your province. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. In accordance with government regulations your loan must be paid in full by the due date and may not be extended, refinanced or rolled over.

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements. Alberta, British Columbia residents. The maximum allowable cost of borrowing under payday loan agreements is $23 per each $100 lent. The cost of borrowing at Cash Money is $23 per each $100 lent. On a $300 loan for 14 days, the cost of borrowing is $69, with a total payback amount of $369 and an APR of 599.64%. $300 for $20 promotional rate - Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%. BC Licence #50066. Saskatchewan residents. The maximum allowable cost of borrowing under payday loan agreements is $23 per each $100 lent. The cost of borrowing at Cash Money is $23 per each $100 lent. On

a $300 loan for 14 days, the cost of borrowing is $69, with a total payback amount of $369 and an APR of 599.64%. $200 for $20 promotional rate - Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20 on the first $200 and $23 on the next $100, with a total payback amount of $343 and an APR of 373.69%. Ontario Residents. The maximum allowable cost of borrowing under payday loan agreements is $21 per each $100 advanced. The cost of borrowing at Cash Money is $21 per each $100 advanced. On a $300 loan for 14 days, the cost of borrowing is $63, with a total payback amount of $363. $300 for $20 promotional rate - Under this offer, the cost of borrowing would be $6.67 per $100 on a $300 loan for 14 days, the total cost of borrowing is $20, with a total payback amount of $320. Nova Scotia Residents. The total cost of borrowing is $22.00 per $100 on a $300 loan for 14 days (573.57% APR). $300 for $20 promotional rate - Under this offer, the total cost of borrowing is $6.67 per $100 on a $300 loan for 14 days (173.81% APR). Manitoba residents. The maximum allowable charge for a payday loan is 17% of the principal amount of the loan. The cost of borrowing at Cash Money is $17 per each $100 loaned. On a $300 loan for 12 days, the cost of borrowing is $51, with a total payback amount of $351 and an APR of 517.08%. Loan amounts are subject to net pay and other qualification requirements. This information meets the requirements of The Consumer Protection Act. To learn more about your rights as a payday loan borrower, contact the Consumers' Bureau at 945-3800, 1-800-782-0067 or at http://www.gov.mb.ca/cca/cpo/. Promotional rates not available in Manitoba.

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Source: www.cashmoney.ca

Category: Payday loans

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