CCS Collect Debt Collectors - advice/help
So i have recently started receiving letters through the post from a company called CCS Collect claiming that I owe money to them on behalf of The Department of Work and Pension for Ј97.50.
Thing is, I have no idea what this is for. The letters gives no explanation, they only abruptly demand that i pay it or face legal action. Quick search shows that the department of Work and Pension is government related. I pay all my taxes, National Insurance etc through PAYE and have no other dealings with the HMRC. The only thing i can think of is that i was on Job Seekers Allowance when i first came out of university 8 years ago and when i found work the gov. continued paying me it for a short while. i phoned them about it (telling them to stop!) and they advised me
that the over payment would just be deducted from next time i stop work and start claiming again - which i never have. But i can't even remember if the over payment equates to the same amount.
1. should i contact CCS Collect at all? the most recent letter has given a settlement due date and has said i will otherwise be taken to court (and face additional legal fees). however if i contact them am i acknowledging receipt?
2. Is there anyway i can find out what this debt is without contacting them?
3. Is a debt 8 years old (if it is related to the Job Seekers Allowance) even enforceable?
4. Does anyone know if i have any legal grounds on which i can avoid paying?
I'm an honest, law abiding citizen so i am very begrudged to hand over money to these cowboys.
Any thoughts and comments appreciated.
Category: Payday loans